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Are you a tobacco user?

If you use cigars, a pipe or chew tobacco you can qualify for a NON SMOKER RATE on your life insurance. This can save you up to 80% off of your existing SMOKER RATED life insurance policy. Call us today for a free consultation.

Are you a private pilot?

Insurance companies have made it difficult for pilots to get affordable ratings on life insurance. Today things have changed. Some carriers will allow some pilots to get PREFERRED rates WITHOUT extra ratings! This can save you a substantial amount of premium. Contact us today.

Are you insurable?

Ten years ago, many common health ailments were DECLINABLE on life insurance policies. Diabetes, prostate cancer, sleep apnea and many other common ailments now can receive STANDARD NON SMOKER rates. If you think you may not be insurable, call us today for a free evaluation.




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